DT Terminal · Terms of Service

Last updated: November 1, 2026

These Terms of Service ("Terms") govern your access to and use of DT Terminal (formerly DT Journal), including our websites, web app, desktop app, mobile apps, APIs, community, and related programs (the "Service," "DT Terminal," "we," "us," or "our"). DT Terminal is operated by DT TERMINAL, a sole proprietorship registered in Singapore. By creating an account, purchasing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1) Eligibility and Account

  • You must be at least 18 and legally able to enter these Terms. You must also meet any higher age or eligibility requirement that applies where you live.
  • You are responsible for maintaining the confidentiality of your account credentials, using a unique password, and promptly reporting suspected unauthorized access.
  • You agree to provide accurate information and keep it updated.
  • You may not share, sell, or transfer an account, create deceptive duplicate accounts, or use another person’s credentials without authority.

2) The Service

DT Terminal is the AI trading improvement platform for traders who want to get better. You connect your broker once, and Edge, our AI assistant, learns from your own trades, journal and practice to show you what to fix. The Service includes read-only broker sync, a trade journal and analytics, Live Charts with market data and price and indicator alerts, custom trade alerts, paper trading accounts, a backtester, Trade Replay, DT Academy lessons, Edge, community discussions and trade calls, prop firm account tracking, DT Passport and verified records, connections to your own AI apps, affiliate services, DT Scholarships, and reminders or notifications. Availability, limits, and eligibility can vary by plan, location, platform, and provider.

  • How Edge uses your data. Edge reads the data in your account, such as your trades, journal entries, backtests and settings, to answer your questions and point out patterns in your own trading. That is what we mean when we say Edge learns from your data. We do not use your data to train AI models, and our AI provider's terms do not permit it.
  • Edge acting for you. When you ask, Edge can take actions in the Service for you, such as opening pages and charts, changing layouts and settings, filling in forms, and creating or editing records. Most actions take effect straight away and can be undone. Edge asks you to confirm before it deletes something, disconnects an account, makes something public, or does anything involving billing. Actions Edge takes at your request are treated as your own, so check what it has done. Edge does not place orders with your broker or move funds.
  • AI can be wrong. Edge's answers, summaries and readings of screenshots and charts are generated by AI and can be incomplete, out of date or wrong. Check anything important before you rely on it.

We may update or retire features for security, legal, provider, or product reasons. We will provide reasonable notice before a material reduction to a paid Service where practicable, and mandatory consumer rights remain unaffected.

3) Verification and Public Records

Verification means we receive an account's fills, balances, payouts or phases from the broker, platform or prop firm that holds it, run our consistency checks, and label the record with a seal that names its source (for example Broker-Verified, Firm-Verified or Payout-verified). A seal describes where the data came from and the checks it passed. It is not an endorsement of the trader, an audit, or a statement about future results. OurRisk Disclosureexplains what each seal does and does not mean.

  • Public by default at claim. When you claim a handle, the sharing switch on the claim screen is set to public unless you turn it off, and each connected account can be shown or hidden separately. You can change either at any time in your DT Passport settings. We do not change the sharing setting of an existing record without telling you first.
  • What a public record can show. Your handle, display name, avatar and join date; verified profit and loss and returns; trade counts; payouts and phases; certificates you upload; consistency and identity scores and their history; rankings and streaks; and program status such as DT Scholarships. Backtests and paper trades are never public.
  • Where it appears. Public records are shown in trader search and rankings, are indexed by search engines, and can appear on share cards and link previews. Copies and preview images already fetched by other platforms may persist after you switch a record to private, and we cannot recall them.
  • What you promise. Every account you connect is yours or you are authorised by its holder to connect it; every certificate, statement or claim you upload is genuine, unaltered and correctly attributed; and you will not present a record as something it is not.
  • What we may do. We may withhold, flag, downgrade or revoke a seal, or remove a record from public view, if it fails our checks, if a broker or firm disputes it, or if we reasonably believe it is inaccurate or manipulated. We keep an audit trail of verification decisions. A false or manipulated claim is a material breach of these Terms.
  • Trade ideas and calls. Ideas and calls you post in the community are your own, shared for education. You represent that you are not providing personalised or regulated financial advice through them, and you accept that we do not vet them.

4) Communications and Marketing

We may send communications needed to operate your account. Marketing is a separate, optional choice:

  • Essential account and transactional emails (e.g., sign-up confirmation, password resets, security alerts, and billing). These are required to operate your account and cannot be opted out of while your account is active.
  • Product updates, newsletters, tips, and offers only if you separately opt in. You can withdraw that choice at any time using the unsubscribe link or the email control in Settings.

Opting out of marketing emails does not stop essential account and transactional emails. See our Privacy Policy for how we handle your contact information.

5) Not Financial Advice

DT Terminal is provided for informational, educational, journaling and verification purposes only. DT Terminal does not provide financial, investment, legal, or tax advice. Edge, DT Academy lessons and our other educational content do not give trading signals, trade calls, or personal recommendations to buy or sell, and nothing in the Service promises income or any trading result. Any analytics, insights, AI answers, or summaries are not guarantees of performance and may be wrong. Paper trades, backtests and Trade Replay are simulations, so their results are hypothetical. You are solely responsible for your trading and investment decisions.

Futures, forex and options trading contains substantial risk and is not for every investor. Past performance, including a verified record on DT Terminal, is not necessarily indicative of future results. Our full Risk Disclosure forms part of these Terms.

6) User Content and Ownership

  • "User Content" includes trades, notes, reflections, screenshots, attachments, tags, AI prompts, posts, comments, messages, profile material, testimonials, and other content you submit.
  • You retain ownership of your User Content.
  • You grant DT Terminal a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, and display User Content only as needed to operate, secure, and improve the Service and provide features you request. This license ends when the content is deleted, subject to backups, legal retention, and copies another user lawfully received.
  • You control whether eligible content is private, shared, or public. Public content may be indexed, copied, or reshared by others. You represent that you have the rights and permissions needed to submit the content.
  • We may moderate, restrict, or remove content that violates these Terms, infringes rights, creates safety or legal risk, or disrupts the Service.

7) Acceptable Use

You agree not to:

  • Use the Service for unlawful, harmful, or abusive activities.
  • Attempt to gain unauthorized access to accounts, systems, or data.
  • Upload malware or interfere with the Service's operation.
  • Reverse engineer, copy, or resell the Service except as permitted by law.
  • Circumvent security or access controls (including rate limits).
  • Scrape personal data, impersonate others, harass users, post unlawful or infringing content, manipulate verified records, or use automated access without written permission.
  • Connect an account you do not own or are not authorised to connect, or upload an altered, fabricated, or misattributed certificate or statement.
  • Use the community to solicit deposits, manage other members' money, or present a call as personalised or regulated financial advice.

8) Plans, Subscriptions, Edge Allowance, and Billing

Paid plans are processed through Stripe unless checkout says otherwise:

  • Plans. DT Terminal offers a Free plan and the paid Plus, Pro and Ultra plans. Prices, billing frequency, and plan features and limits will be displayed before purchase.
  • Subscriptions automatically renew for the selected monthly or annual period until canceled. You authorize recurring charges, including applicable taxes, using your saved payment method.
  • Free trials. Where a plan offers a free trial (currently 14 days on the Pro annual plan only; Pro monthly, Plus and Ultra have no trial), a payment method is collected at checkout and the trial is available once per account. Unless you cancel in Settings before the trial ends, the subscription converts automatically and your payment method is charged the plan price shown at checkout for the first billing period. We email you when a trial starts.
  • Discounts and launch offers. Where we offer a discount or launch offer, it applies only to the plan, billing period and dates shown at checkout.
  • Changing plans. Moving up to a higher plan, or from monthly to annual billing, takes effect straight away: you are charged that day, with credit for the unused part of your current period. The exception is moving from an annual plan to a higher monthly plan, which starts at the end of the annual period you have already paid for. Moving down to a lower plan, or from annual to monthly billing, takes effect at the end of the period you have already paid for. The change-plan screen shows when a change takes effect, and what is charged, before you confirm.
  • You can cancel in Settings before renewal. Cancellation normally takes effect at the end of the paid period; access continues until then unless a refund or legal rule requires otherwise.
  • Edge allowance. Each plan includes a monthly allowance of Edge questions and of screenshot and chart reads, shown on the pricing page and in Settings. It resets each month on your billing date (on the Free plan, on the date you signed up), and anything unused does not carry over. Help with using DT Terminal, questions about plans, and work Edge does in the background do not count against it.
  • Fair use. Features sold as unlimited, including Edge questions on the Pro and Ultra plans, are subject to fair use. Unlimited Edge use is for one trader's own normal use of the Service. To keep the Service reliable and fair for everyone, we may apply reasonable limits to unusually heavy use, which can include slowing Edge's responses or answering on a standard AI model.
  • Edge credits bought earlier. We no longer sell Edge credits or credit packs. Credits you bought in a pack before we stopped selling them are honoured as extra Edge questions, used after your monthly allowance, until they run out.
  • Allowances, credits, and promotional benefits reset or expire as shown and have no cash value.
  • Refunds. All payments are final once charged. We do not refund subscription charges, renewals, the charge when a free trial converts, or credit packs bought before packs were retired, whether or not you have used the plan, and we do not refund part of a period. Canceling stops the next renewal and you keep your plan until the period ends. We always refund duplicate charges, billing errors, and charges taken after a cancellation you had completed. To report one, send a request from Contact Support (choose Billing) or email hi@thedtterminal.com. Subscriptions bought through the Apple App Store or Google Play are refunded by Apple or Google under their own rules.
  • Nothing in these Terms limits a refund, cooling-off, withdrawal or other right that mandatory consumer law gives you where you live. Where such a right applies, it applies in addition to the rules above, as described under Consumer withdrawal and refunds below.
  • We may change future prices or plan features with reasonable advance notice. A price change applies no earlier than a later renewal unless you expressly agree otherwise.

Withdraw from your contract

Use this form to exercise an applicable withdrawal right. No login or reason is required. Identify your purchase so we can find it. Submitting records your notice for review; it does not automatically cancel renewal or issue a refund.

Consumer withdrawal and refunds

Where mandatory consumer law gives you a cooling-off or withdrawal right, it applies in addition to cancellation of future renewals. No term here waives that right. To exercise it, send a clear statement to hi@thedtterminal.com, including your account email, purchase date and the subscription or order you wish to withdraw from. You may use this wording: “I give notice that I withdraw from my contract for [service], ordered on [date], under account [email].” You do not need to provide a reason.

This is separate from turning off renewal in Settings, Billing. Any applicable statutory deadline, refund entitlement and lawful deduction depend on your jurisdiction and the service supplied. Starting to use the service does not by itself mean you have waived a statutory right.

9) Third-Party Services

The Service integrates with third parties including authentication, payment, AI, broker-sync, analytics, hosting, email, and market and economic data providers. Their availability and conduct are outside our control, and your direct relationship with them is governed by their terms and policies.

Broker sync is optional. Connect with read-only or investor access and disable trading and withdrawals wherever the broker, exchange or platform allows it. Depending on the connection type we store, with server-side authenticated encryption, exchange API keys and secrets, OAuth access and refresh tokens, or platform credentials, until you disconnect or delete the account. MetaTrader investor passwords are provided to MetaApi to operate the connection and are not persisted in DT Terminal's own database. Some brokers report the account holder's name and plan with the account; we read it to identify the prop firm or plan behind the account. You authorize us and the selected provider to access and import the account data needed for sync. You remain responsible for revoking access at the broker or exchange if you suspect compromise.

Credentials with trading or withdrawal permission. The Service never places orders or moves funds, and it does not need a credential that can. If you connect a key, token or login that can trade, transfer or withdraw, you do so against our instruction and at your own risk. To the maximum extent permitted by law, we are not liable for orders placed, funds moved or losses incurred through such permissions by any person, whether the credential was obtained from your device, your broker, a connected assistant, a third-party application or otherwise, except to the extent the loss is caused by our own breach of these Terms or by negligence on our part that the law does not allow us to exclude. If you believe a credential has been exposed, revoke it at the broker or exchange first, then disconnect it in the Service.

AI features send the prompt and relevant context to our AI provider. Generated content can be incomplete, delayed, or inaccurate, and you should check important facts before relying on it.

Connected AI assistants. DT Terminal Connect is separate from the AI features built into the Service. When you connect an assistant (for example Claude or ChatGPT) you are granting an application that we did not write and do not operate access to your account through our API. The consent screen is where you choose what each connection may read and whether it may write anything at all; a connection starts read-only and every write permission is a tick you add yourself. A connected assistant can only ever reach your own profile, journal, backtests, and connected-account records. It cannot read or post community content, and it cannot read or send chat messages: those permissions were withdrawn on September 16, 2026, because they covered writing by other members who cannot consent through your account. Registration of these applications is open, so the name, website, and logo an application displays are chosen by whoever registered it and are not verified by us. Check the address shown on the consent screen before you approve a connection, and deny anything you did not start yourself.

Data covered by the permissions you approve is transmitted to that application and to the AI provider operating it. It leaves the Service at that point and is processed under their terms and their privacy policy, not ours. We are not a party to your relationship with them and do not control what they retain, train on, or disclose.

If you grant write permissions, the assistant can create, change, and delete records in your account, including trades, journal entries, and backtests. Actions taken by an assistant you connected are treated as your own actions and you remain responsible for them. To the maximum extent permitted by law, we are not liable for content a connected assistant creates, alters, or deletes, for data it discloses to its provider, or for any trading decision influenced by it. Keep your own copies of anything you cannot afford to lose. You can review and disconnect any connection at any time in Settings, Connected AI, and you should disconnect immediately if you no longer trust the application.

Market data. Prices on Live Charts, in alerts, in the Backtester and in Trade Replay come from a broker's price feed and other third-party data providers. They are indicative, can differ from the prices your own broker quotes, and can be delayed, incomplete, or interrupted, so do not rely on them alone to place or manage orders. A price or indicator alert may fire late, or not at all.

Market and economic data is supplied by third-party data providers. Some of it is retrieved through the FRED® API, and by using DT Terminal you agree to be bound by the FRED® API Terms of Use. The providers we use, and the notices they require us to publish, are listed on Data sources.

Our mobile apps are distributed through the Apple App Store and Google Play. Their terms also apply to your download and use of the app, and take precedence for anything they govern, such as purchases made through them.

10) Security and Data

We use reasonable administrative, technical, and organizational safeguards, but no system is perfectly secure. Do not upload credentials into journals, community posts, chat, AI prompts, or support messages. Our Privacy Policy explains credential storage, optional telemetry, retention, and deletion.

11) Termination

  • You may stop using the Service, cancel a subscription, export available trade data, or request account deletion at any time.
  • We may suspend or terminate access if we reasonably believe you violated these Terms, created risk, or used the Service unlawfully.
  • On account deletion we attempt to revoke broker access, remove stored files and user-owned records, and delete authentication. Limited billing, fraud, dispute, and deletion-audit records may be retained as described in the Privacy Policy.

12) Disclaimers

The Service is provided "as is" and "as available." To the maximum extent permitted by law, DT Terminal disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13) Limitation of Liability

To the maximum extent permitted by law:

  • DT Terminal will not be liable for indirect, incidental, special, consequential, or punitive damages.
  • DT Terminal's total liability for any claim relating to the Service will not exceed the amount you paid to DT Terminal in the 3 months before the event giving rise to the claim (or, if you have not paid, a nominal amount).

These exclusions and limits do not apply where prohibited, including liability that cannot legally be excluded or limited and mandatory consumer remedies.

14) Governing Law

These Terms are governed by the laws of Singapore, without regard to conflict-of-law rules. The courts of Singapore have non-exclusive jurisdiction, but mandatory consumer law may let you bring a claim where you live.

15) Changes to These Terms

We may update these Terms from time to time. We will post the revised date and provide reasonable advance notice of material changes. Changes normally apply prospectively. If law requires express acceptance, we will request it before the revised Terms apply to you.

16) Contact

If you have questions about these Terms, contact us at:

DT Terminal is operated by DT TERMINAL, a sole proprietorship registered in Singapore. Legal and support email: hi@thedtterminal.com. Formal notices, and requests for the registered business number and service address, may be sent to this address.